This self-help book was written with the purpose of providing you with simple ways to start saving money in the upcoming year. Although money is not everything in life, it helps having a little extra money saved, and available when we need it. Especially for the rainy days It is also important to be mindful about spending money, since for many people, it isn't that simple to earn it. Pay attention to your spending habits, believe me, it only takes a blink of an eye before your money is gone. I hope that you can make the information found in this book, a part of you daily life. I believe this book can help you realize how easy it can be to save money, in the contrary, soon you can realize how easy it can be to waste money. Remember, Paying attention how to spend money, gives you total of your finances, so please make it happen.