Accumulate $2,000,000 from monthly contributions over time. Pay NO commissions, fees or loads to agents, bankers, brokers, or money managers. Use the simple time-tested strategy of compounding high earnings and dividends. Use a tax-FREE account-it is like getting $600,000 FREE. As a new investor, you are going to have to build wealth by yourself. The financial services industry, my industry, is not interested in your $250 a month to invest. My industry cannot make money on your investment of $3,000 a year. These days, Wall Street makes money by speculating with other people's money on derivatives that they make up for their own purposes. As we all learned from the crash of 2008, you don't want their help. Investors have learned from recent experience that Wall Street salespeople are NOT going to build wealth for them. Unless you are a wealthy insider already, speculating on Wall Street is NOT for you. You are going to lose if you give them your money. Investors have also learned that even cautious financial advisors are NOT any better at guessing the future of the markets than they are. Unless you have inside information like our representatives in Congress, you are not going to know what securities to buy to build wealth. http: //www.cbsnews.com/video/watch/?id=7388130n Fortunately, you can use certain simple steps to build wealth for the long-term. Any person who follows my 10 steps can become wealthy.