A DARK AND DISTURBING THRILLER This action-packed true-crime novel is a thriller, over and over, at many levels! A PLOT HATCHED IN NEW YORK, ends in a frantic chase through the deserts of Arabia. Chad Durbin impresses Carl Snyder, the big boss of Citizenbank, with a plan to scam the bank's credit card customers. As the bank's legal advisors warn that the scheme would be a criminal offense in the West, Snyder decides to get it going in Arabia, for which purpose Chad is transferred to Dubai. Snyder sets it up so that the special scam team in the bank will get a huge cut from the massive income resulting from the theft. In Dubai, Chad coordinates the program with the regional bosses of the bank, constantly inventing steps of implementation, so as to keep the public unaware of what is going on. However, Alam James, a credit card customer, sees through it, when in difficulty about repayment, and demands return of the amount stolen from him. When he and the bank fail to agree terms satisfactory to both, it is decided to silence him. In due course, Chad becomes a member of The Little Sheikhs' Club, a small group of debt collectors in the bank, using unfair local laws to specialize in horrifically tormenting cardholders who are unable to make payments on schedule. Of special interest to many, may be the research that Al does into credit cards, which gives great insight into their workings. It proves that people are not stupid when unable to manage credit card debt, but that credit card issuing banks purposely set things up, to ensure that no one gets out of credit card debt traps! As Al and his wonderful girlfriend, Tatiana, plan for the release of the anti-bank book he has written, Snyder has plans of his own in the works, leading to a breathless, frenzied climax!