Lydia King knows what it's like to be in need, so she joins the Teaville Moral Society hoping to help the town's poor. But with her father's debts increasing by the day and her mother growing sicker by the week, she wonders how long it will be until she ends up in the poorhouse herself. Her best chance at a financially secure future is to impress the politician courting her, and it certainly doesn't hurt that his mother is the moral society's president. Lydia's first task as a moral society member--to obtain a donation from Nicholas Lowe, the wealthiest man in town--seems easy . . . until the man flat-out refuses.
Despite appearances, Nicholas wants to help others but prefers to do it his own way, keeping his charity private. When Lydia proves persistent, they agree to a bargain, though Nicholas has a few surprises up his sleeve. Neither foresees the harrowing complications that will arise from working together, and when town secrets are brought to light, this unlikely pair must decide where their beliefs--and hearts--truly align.