The reason why most people do not save, or invest, is that they have been conditioned to believe that they do not have any extra money. Dr. Robards explains how the average person can make better financial decisions, climb out of debt to find hidden dollars, and put them to work. While the principles revealed in this book will work with other investments, his focus is on explaining the ins and outs of investing in precious metals, so that the average person can understand, and develop a financial plan to build wealth over time. His time-proven methods, and personal experience, makes this offering a must read for the person who is struggling with debt, or the man or woman who wants to understand the market before they invest.