It's 1908, a year in the Edwardian Age, the year J.M. Barrie's play What Every Woman Knows, premiered in Atlantic City and the first Model T rolled off the assembly line in Detroit. It is a year when the world faced one of its worst disasters in history, when the New Year would heal the wounds of loss. Louisa Borden lives a privileged life in Chevy Chase, Maryland, a new and thriving community on the outskirts of Washington, DC for the well-to-do. Against the wishes of her domineering grandmother, she retreats from the prospects of a loveless marriage and instead searches for what she hopes is her calling in life. When her horse is spooked along Rock Creek, she is thrown from the saddle-an embarrassing situation for any affluent young lady. Soaking wet, bruised and humiliated, she is carried up the muddy bank to safety by Jackson O'Neil, a stranger to the city, who changes the course of everything, including the lives of all those around her.