We inhabit a time in which our rights and freedoms are under assault. Of these, our liberty to own and control property as assets is one of the most frequently attacked. Commonly, this is performed through the abuse of existing laws and systems. Trivial lawsuits and excessive judgments have become commonplace and rampant, transforming the judicial system to an instrument of wealth redistribution. It is alarming that our properties are under threat from the government through its misuse of power and disregard of due process. There is also the possibility and high probability of governmental administrative error. In 1997, the General Accounting Office determined that almost 50% of all Internal Revenue Service (IRS) letters sent to taxpayers contained wrong information. Tax penalties, about 1.5 million of them, were mistakenly assessed in 1998. What this means is that an IRS agent can commit an administrative error for which you will be forced to pay for fear that your assets would be confiscated. This is why you need an asset protection program. This is why you need this manual. This manual will ease you into the world of asset protection. It provides you with what you must know, the basics, of this means of defense. It describes what you may find useful in the creation and implementation of a program designed for your needs. Be reminded, however, that this is not a do-it-yourself book. It is designed to be an educational resource to complement consultation with a local lawyer and the services offered by Acacia Business Solutions. Realize that asset protection is complicated with legal and tax issues. Also, another person's program may not be applicable to your needs. For those reasons, any decision you make related to asset protection should not be based only upon what you read here - it must be made in consultation with expert professionals.