Filing for Bankruptcy in 2010 is quite different from what it was in the past. In 2005 the banking industry changed the rules They literally spent millions of dollars on their lobbyists in order to change our bankruptcy laws to their own benefit. The result of this change was to deprive millions of Americans of the financial protection the bankruptcy law was written to provide. "Bankruptcy Bible 2011" has been written to deal with the changes made to our bankruptcy laws and shows you how to file bankruptcy today with the same benefits you would have experienced if you had filed prior to 2005 Can you really afford a Chapter 13 Monthly Plan Payment of $500 to $3,500] per month that can force you to live at or below the Poverty Line for a full (5) years without any real benefit to you? Too many people today are being forced into filing Chapter 13 and end up having to pay a (5) year plan payment they cannot afford. If being punished by a devastating monthly payment is something you want to avoid then you need to take action NOW. You Need to Purchase Bankruptcy Bible 2011 Today and prepare yourself so that you and your family can avoid the pitfalls of Chapter 13 bankruptcy. When following the steps outlined in "Bankruptcy Bible 2011" you are the one who decides which Bankruptcy Chapter is best for you rather than what works best for the creditors and banks. "Bankruptcy Bible 2011" gives you the tools you need in order to avoid being forced into filing Chapter 13 Bankruptcy when it is of no real benefit to you. If filing for Chapter 13 is in your best interest then "Bankruptcy Bible 2011" will show you how to maximize your position where you can literally save yourself tens of thousands of dollars in plan payments. Either way ... YOU WIN The tools provided in "Bankruptcy Bible 2011" actually get you started with a whole new way of looking at your situation and the best way to protect yourself and your family through the bankruptcy process.