The book Basic Savings and Checking Account Guidance (For Teens and Young Adults) is designed specifically for the younger generation that grew up in households with parents that did not set good financial management lifestyles for them. The practical knowledge provided here is a realistic tool for understanding money management that points independent young people in the right financial direction. This targeted financial advice explains savings and checking accounts in clear, logical sequence with a simple emphasis on truly understanding needed financial decisions. It outlines the outcomes that could result if someone continues exercising misdirected, impulsive, or uneducated monetary decisions. This book provides a common sense, intuitive roadmap for putting together a sound financial future. Teens and Young Adults will learn how checking and savings accounts are established, maintained and factor into financial decisions. They will understand the differences between various financial institutions and the multiple financial instruments banks and credit unions have available to them. They will be taught how to manage and protect their debit cards, checks, savings accounts and ATM transactions. They will be guided down the path that will allow them to live virtually debt free and survive comfortably in a financial world they presently have little or no experience in. If you recently left home or are about to be out on your own; there is a need for this sound, reliable and tested financial advice on how to establish and maintain your basic banking needs. When you face and need to make sound financial savings and checking choices in the real world, this book is the tool needed for your basic monetary transition into adult life.