The book is a guide for all ages and stages. It is appropriate for young people starting out, those grappling with their investments, people going through a life change and people planning their retirement. Filled with real-life examples gleaned from his 47 years as a financial advisor, Chris Snyder breaks down the sometimes intimidating world of finances into simple to follow steps. Chris Snyder makes it easy to understand your finances and manage them. It's a great tool for everyone who wishes to make the most out of their money. The strong emphasis on human behaviour in this book is unique to books on personal finance. If acted on, behaviour in combination with the information and practical ideas in the book will lead to powerful results and an enhanced financial well being. The chapters cover topics which are critical to us all: Are You Wearing Your Money On Your Sleeve? The Art and Joy of Financial Planning Budgeting: Where Are You Now And Where Are You Going? Being A Smart Consumer Happiness Is The Proper Use Of Credit Advisors: Getting The Most From Your Support Team Saving: Your Pathway to Feeling Secure Investments: How Not To Be Your Own Worst Enemy Taxes: Do Not Be Afraid Of The Bogeyman Insurance: How To Reduce Fear And Achieve Peace of Mind Change: How to Create Your New Future Retirement: How Not to Run Out Of Money The Joy & Riches of Sharing & Giving Estate Planning: Being Remembered