Beating the College Debt Trap: Getting a Degree without Going Broke
Autor Alex Chediaken Limba Engleză Paperback – 28 dec 2015
Chediak gets into the nitty-gritty of how to pay less for college, get meaningful workduring college (while setting yourself up for success after college), , pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others.
As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.
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Specificații
ISBN-13: 9780310337423
ISBN-10: 0310337429
Pagini: 224
Ilustrații: illustrations
Dimensiuni: 139 x 213 x 15 mm
Greutate: 0.2 kg
Editura: ZONDERVAN
Colecția Zondervan
Locul publicării:Grand Rapids, United States
ISBN-10: 0310337429
Pagini: 224
Ilustrații: illustrations
Dimensiuni: 139 x 213 x 15 mm
Greutate: 0.2 kg
Editura: ZONDERVAN
Colecția Zondervan
Locul publicării:Grand Rapids, United States
Public țintă
Primary: Graduating High School seniors. This is a gift-book audience: the purchaser is parent, relative, friend of family—cover/marketing needs to grab both the attention of the 40something adult but also appeal to the 17-18 year old reader. The family regularly attends church, is middle-class, has 2-3 students living at home, and considered both public and private schools as options for college. They took their student on several trips in the spring to look at colleges when they were a junior in high school. They applied for scholarships and loans as a way to pay for the 4-5 years of college their student will need to receive an undergraduate degree and went through the FAFSA process. Most likely this book is for the oldest child in the family. Secondary: Non-traditional students. Young adults in their mid-to-late 20s still getting started or trying to piece together a college education (maybe part-time, taking classes online, accumulating units from multiple schools, juggling woRecenzii
A college education with little or no debt---the seemingly impossible dream for today’s students. Here’s how to make it happen.
A persistent myth exists in America that a college degree is a golden ticket to a successful future. If this were ever true, it surely is no longer. As a college professor, I believe wholeheartedly in the value and wisdom of obtaining a college education, but not without asking the kinds of questions Alex Chediak addresses in Beating the College Debt Trap. I urge every prospective college student---as well as every parent of a prospective college student---to read this book.
After writing for college students (Thriving at College) and for parents of prospective college students (Preparing Your Teens for College), Alex Chediak has now written a book that all of us need. Readers can trust Alex. He knows the college world inside out (both as a student and as a professor), and he is able to cut through the confusion, break down what you need to know, and present the results in a wise and accessible way. Learning the information in this book is an exercise in stewardship. Ignore it at your own risk!
Alex Chediak does it again. He gives wise, user-friendly advice for students in high school and college (and their parents) for how to graduate from college without crippling debt. This book makes me even more grateful for colleges that do everything they can to serve students by keeping tuition low.
Alex Chediak’s book warns prospective college students about the many pitfalls and traps associated with borrowing to pay for a college education.
Alex Chediak’s latest book is much better than mine. Easy to read, immensely practical, and deeply empowering, it cuts through the fog of how paying for college works, how you can get the most value for your money, and how you can land on your feet after graduation. If you don’t want to waste a decade languishing in student debt, this is the book.
Alex has given us an indispensable field guide to escaping the insanity of the current college debt problem. A treasure trove of practical wisdom and tactics. This is going on my must-read list for our church’s youth and parent ministry.
As a college student, I never had to think about debt. For most students, those days are over. Fortunately, Alex Chediak has given us an easy-to-follow road map on avoiding the college debt trap that is both insightful and fun to read. You will come away feeling both equipped and inspired. Best of all, he shows how the ultimate aim of minimizing debt is to maximize not our own wealth but our freedom to serve others in creative ways without hindrance.
As a parent with two teens just starting college, I can’t describe how thankful I am for this timely book and its beautiful but rare balance of realistic optimism. I pray that many students (and parents) will use this book not only to avoid the multiple college debt traps that have ensnared so many unsuspecting victims but also to make the decisions that will help students to thrive in every way.
As an English and Communications major, I never took a math class in college. And I didn’t think I could ever understand financial matters. But this book made it easy! Alex Chediak explains budgeting, loans, and finances in a simple way while also giving practical advice to help me be wise with my money.
Beating the College Debt Trap is a strong, practical guide for thinking wisely through the significant questions about college, career, and vocation. The message is that these decisions are pre-life decisions, not just pre-wealth decisions. Alex’s book makes a strong contribution to the college and career discussion and is a worthy read for teenagers and their parents, as well as for teachers and guidance counselors.
Debt is one of the greatest enemies of the Great Commission. Alex Chediak knows the danger full well and offers a wealth of wisdom in this timely book.
Far too many high school graduates take out college loans before realizing they have unwittingly subjected themselves to years of crippling debt. Alex Chediak feels their pain, and he has written a practical primer for helping to avoid the college debt trap. Before you head to college---before you even decide whether or not to attend college---you need to read this book!
Follow Alex Chediak’s sound advice and graduate from college with no more than $10,000 of debt.
From the foolish (using student loans to buy a boat) to the sad (potential missionaries having to stay home), college debt is a big deal. As someone who has ministered to college students for more than a decade, I highly recommend this book.
It’s no secret that today’s students are making dumb decisions when it comes to choosing a college, paying for it, and deciding what to do once they get there. But no more. Armed with Beating the College Debt Trap, young adults and their parents can score a rockin’ education without doing time in debtors’ prison. Alex Chediak proves it’s possible. Every teen and college student needs this book.
Reducing the cost of attendance should be a top priority for every university. Reading this book and following its solid advice should be a top priority for every potential college student.
The author wants to you take college debt seriously---very seriously. After the first couple of chapters, you will feel you’ve been through college finance boot camp. But do not mistake the author’s “take no prisoners” approach against unthoughtful college financial planning as a lack of support for college as a whole or for necessary college debt. After reading this book, you will never be naive or uninformed about the “why” of college costs or how to understand the financing of this important investment---an investment the author finds worthy. But you must bring, to use his words, “planning, grit, determination, and consistency” to the process. Once he asserts that poor upfront understanding and planning lead to some long-term remorse, his tone softens as he recommends college choice websites and demystifies government loans, institutional merit aid, and private loan options. His chapters on how to choose a major and how to make the most of a college experience, including through college jobs and internships, are right on the money. Every college student should read this advice sometime during their college career. I particularly liked his suggestion that students tithe and save from the get-go instead of waiting until that first “real” job. Lastly, his advice on postcollege life is what every parent wishes they could tell their son or daughter. The sergeant turned into the wise uncle. Good read. Worth every penny.
With the cost of higher education going up far faster than the rate of inflation, it’s easy for a student to take on crippling debt for no good reason. Alex Chediak has done the detailed research, thought long and hard about this problem, and provides an accessible and trustworthy guide for getting the most bang for the buck. If you are a current or future college student, or a parent of such a student, you owe it to yourself, and to your wallet, to read this book. I’m one such parent, and I plan to take his advice.
Worried that college may no longer be worth the cost? With student debt topping a trillion dollars these days, lots of parents and students are. So let’s just put that worry to rest: Yes, it’s worth it---and it’s not even close. A four-year degree has possibly never been more valuable. But going headlong into debilitating debt is not worth it. The solution? Read Beating the College Debt Trap. Sparing no punches, Alex Chediak comes at the subject both as a student and college professor. He knows his stuff. If there’s just one book you read about how to navigate the murky waters of paying for a college education, this should be it. I promise you, it’s a motivating and inspiring read. Parents, give it to your kids. Kids, leave a copy on the kitchen table---maybe your parents will pick it up and learn something.
A persistent myth exists in America that a college degree is a golden ticket to a successful future. If this were ever true, it surely is no longer. As a college professor, I believe wholeheartedly in the value and wisdom of obtaining a college education, but not without asking the kinds of questions Alex Chediak addresses in Beating the College Debt Trap. I urge every prospective college student---as well as every parent of a prospective college student---to read this book.
After writing for college students (Thriving at College) and for parents of prospective college students (Preparing Your Teens for College), Alex Chediak has now written a book that all of us need. Readers can trust Alex. He knows the college world inside out (both as a student and as a professor), and he is able to cut through the confusion, break down what you need to know, and present the results in a wise and accessible way. Learning the information in this book is an exercise in stewardship. Ignore it at your own risk!
Alex Chediak does it again. He gives wise, user-friendly advice for students in high school and college (and their parents) for how to graduate from college without crippling debt. This book makes me even more grateful for colleges that do everything they can to serve students by keeping tuition low.
Alex Chediak’s book warns prospective college students about the many pitfalls and traps associated with borrowing to pay for a college education.
Alex Chediak’s latest book is much better than mine. Easy to read, immensely practical, and deeply empowering, it cuts through the fog of how paying for college works, how you can get the most value for your money, and how you can land on your feet after graduation. If you don’t want to waste a decade languishing in student debt, this is the book.
Alex has given us an indispensable field guide to escaping the insanity of the current college debt problem. A treasure trove of practical wisdom and tactics. This is going on my must-read list for our church’s youth and parent ministry.
As a college student, I never had to think about debt. For most students, those days are over. Fortunately, Alex Chediak has given us an easy-to-follow road map on avoiding the college debt trap that is both insightful and fun to read. You will come away feeling both equipped and inspired. Best of all, he shows how the ultimate aim of minimizing debt is to maximize not our own wealth but our freedom to serve others in creative ways without hindrance.
As a parent with two teens just starting college, I can’t describe how thankful I am for this timely book and its beautiful but rare balance of realistic optimism. I pray that many students (and parents) will use this book not only to avoid the multiple college debt traps that have ensnared so many unsuspecting victims but also to make the decisions that will help students to thrive in every way.
As an English and Communications major, I never took a math class in college. And I didn’t think I could ever understand financial matters. But this book made it easy! Alex Chediak explains budgeting, loans, and finances in a simple way while also giving practical advice to help me be wise with my money.
Beating the College Debt Trap is a strong, practical guide for thinking wisely through the significant questions about college, career, and vocation. The message is that these decisions are pre-life decisions, not just pre-wealth decisions. Alex’s book makes a strong contribution to the college and career discussion and is a worthy read for teenagers and their parents, as well as for teachers and guidance counselors.
Debt is one of the greatest enemies of the Great Commission. Alex Chediak knows the danger full well and offers a wealth of wisdom in this timely book.
Far too many high school graduates take out college loans before realizing they have unwittingly subjected themselves to years of crippling debt. Alex Chediak feels their pain, and he has written a practical primer for helping to avoid the college debt trap. Before you head to college---before you even decide whether or not to attend college---you need to read this book!
Follow Alex Chediak’s sound advice and graduate from college with no more than $10,000 of debt.
From the foolish (using student loans to buy a boat) to the sad (potential missionaries having to stay home), college debt is a big deal. As someone who has ministered to college students for more than a decade, I highly recommend this book.
It’s no secret that today’s students are making dumb decisions when it comes to choosing a college, paying for it, and deciding what to do once they get there. But no more. Armed with Beating the College Debt Trap, young adults and their parents can score a rockin’ education without doing time in debtors’ prison. Alex Chediak proves it’s possible. Every teen and college student needs this book.
Reducing the cost of attendance should be a top priority for every university. Reading this book and following its solid advice should be a top priority for every potential college student.
The author wants to you take college debt seriously---very seriously. After the first couple of chapters, you will feel you’ve been through college finance boot camp. But do not mistake the author’s “take no prisoners” approach against unthoughtful college financial planning as a lack of support for college as a whole or for necessary college debt. After reading this book, you will never be naive or uninformed about the “why” of college costs or how to understand the financing of this important investment---an investment the author finds worthy. But you must bring, to use his words, “planning, grit, determination, and consistency” to the process. Once he asserts that poor upfront understanding and planning lead to some long-term remorse, his tone softens as he recommends college choice websites and demystifies government loans, institutional merit aid, and private loan options. His chapters on how to choose a major and how to make the most of a college experience, including through college jobs and internships, are right on the money. Every college student should read this advice sometime during their college career. I particularly liked his suggestion that students tithe and save from the get-go instead of waiting until that first “real” job. Lastly, his advice on postcollege life is what every parent wishes they could tell their son or daughter. The sergeant turned into the wise uncle. Good read. Worth every penny.
With the cost of higher education going up far faster than the rate of inflation, it’s easy for a student to take on crippling debt for no good reason. Alex Chediak has done the detailed research, thought long and hard about this problem, and provides an accessible and trustworthy guide for getting the most bang for the buck. If you are a current or future college student, or a parent of such a student, you owe it to yourself, and to your wallet, to read this book. I’m one such parent, and I plan to take his advice.
Worried that college may no longer be worth the cost? With student debt topping a trillion dollars these days, lots of parents and students are. So let’s just put that worry to rest: Yes, it’s worth it---and it’s not even close. A four-year degree has possibly never been more valuable. But going headlong into debilitating debt is not worth it. The solution? Read Beating the College Debt Trap. Sparing no punches, Alex Chediak comes at the subject both as a student and college professor. He knows his stuff. If there’s just one book you read about how to navigate the murky waters of paying for a college education, this should be it. I promise you, it’s a motivating and inspiring read. Parents, give it to your kids. Kids, leave a copy on the kitchen table---maybe your parents will pick it up and learn something.
Descriere
Beating the College Debt Trap presents students with a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification.
Chediak gets into the nitty-gritty of how to pay less for college, get meaningful workduring college (while setting yourself up for success after college), , pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others.
As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.
Chediak gets into the nitty-gritty of how to pay less for college, get meaningful workduring college (while setting yourself up for success after college), , pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others.
As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.