Burnt out after twenty years in NYPD narcotics, Jake Dial returns to his sleepy Florida hometown to hang out his shingle as a private eye. Planning for the worst case in every case, Jake lets paranoia run his life: he lives in a bomb shelter, drives an armored SUV, and wears a bullet proof vest to check the mail. Protecting his newest client, Carmen, becomes especially complicated when Jake is framed for butchering her husband, a cocaine smuggler hopelessly in debt to a Cuban supplier. With Carmen now a target for the Cuban Mafia, and Jake's interest in her growing beyond their professional relationship, they're both in the line of fire and must use everything in their arsenal-be it airboats or dynamite-to evade their bloodthirsty pursuers and clear Jake's name.