In this book, the author offers ways to learn how to enjoy as many work-free years as possible. Learn how to decrease your work years to retired years ratio (WY: RT). This ratio compares the quantity of work years to retired years and the two are interdependent of each other. If you have worked for fifty years and is now one hundred years old, your ratio is 50/100; 50:100 which is reduced to 1/2. Meaning that you have spent only half your life working which is that not bad. Most people can not say that. The average life expectancy is somewhere around 74 years of age. Most people work until they are 65 or 70 years old. The more common ratio is 40:10 assuming that the starting work age is 25 years. In this book, you will get ideas on how to retire right now without having a lot of money but still be able to enjoy your life.