Are you tired of always being broke? Is your paycheck already spent before you can cash it? Budget Ninjas will help you gain control of your personal finances and help you understand where all your money is going. Budget Ninjas will equip you with the tools and knowledge you need to successfully manage your money. After reading Budget Ninjas, you'll be able to answer tough questions like these: "Am I going to have enough money to pay my bills this month?" or "Will I be able to put my child through college?" or "Can I really afford this new house or car?" After all, that's what budgeting is all about, isn't it? This book is about giving you the knowledge you need to make intelligent decisions about your money, to make it through the most difficult times, and to plan for and achieve goals you might have thought impossible. You will practice and sharpen your budgeting skills and build a real budget at our web site, www.budgetninjas.com, using our free Budget Master Online Service. Whether you are reading this by yourself or participating in a small group study, the following 10 week lessons are guaranteed to open your eyes to a whole new world of opportunities.