The first set of creative concepts presented in this book deals with a macro-level issue on how a global financial community could design a sustainably effective financial industry and promote reliably efficient financial-service institutions amid either a volatile or a sluggish environment in a global financial arena from the perspectives of public-policy formulators and private decision-makers. The second set of innovative ideas introduces a new approach to comprehensive developmental programs for a sophisticated urban system that aims at creating, enhancing, and sustaining values for its changing population profiles, economic activities, social diversity, and ecological compatibility in a dynamically and optimally balanced way. The SmartBalances® approach suggests three practical strategies, each with three corresponding deployable activities. Together, these creative propositions would allow all global-, national- and city-level policy planners alike to leverage and optimize their policy-making resources for sustainable impacts on their financial and urban systems while smartly governing their policy deployment to achieve better outcomes and exemplary results.