Business Mathematics: United States Edition
Autor Charles D. Miller, Stanley A. Salzman, Gary Clendenenen Limba Engleză Mixed media product – 21 ian 2008
Providing solid, practical, and up-to-date coverage of business mathematics topics, the text begins with a brief review of basic mathematics and goes on to introduce key business topics, such as bank services, payroll, business discounts and markups, simple and compound interest, stocks and bonds, consumer loans, taxes and insurance, depreciation, financial statements, and business statistics.
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Specificații
ISBN-13: 9780321500120
ISBN-10: 0321500121
Pagini: 804
Dimensiuni: 229 x 305 x 25 mm
Greutate: 1.9 kg
Ediția:Nouă
Editura: Pearson Education
Colecția Addison Wesley
Locul publicării:Boston, United States
ISBN-10: 0321500121
Pagini: 804
Dimensiuni: 229 x 305 x 25 mm
Greutate: 1.9 kg
Ediția:Nouă
Editura: Pearson Education
Colecția Addison Wesley
Locul publicării:Boston, United States
Cuprins
Preface
Introduction for Students
Pretest in Business Mathematics
Index of Applications
1. Whole Numbers and Decimals
1.1 Whole Numbers
1.2 Application Problems
1.3 Basics of Decimals
1.4 Addition and Subtraction of Decimals
1.5 Multiplication and Division of Decimals
Case Study: Subway
Chapter 1 Quick Review
Chapter Terms
Summary Exercise: The Toll of Wedding Bells
Chapter 1 Test
2. Fractions
2.1 Basics of Fractions
Case Study: Home Depot
2.2 Addition and Subtraction of Fractions
2.3 Addition and Subtraction of Mixed Numbers
2.4 Multiplication and Division of Fractions
2.5 Converting Decimals to Fractions and Fractions to Decimals
Chapter 2 Quick Review
Chapter Terms
Summary Exercise: Using Fractions with Statistics
Chapter 2 Test
3. Percent
3.1 Writing Decimals and Fractions as Percents
3.2 Finding Part
3.3 Finding Base
Supplementary Application Exercises on Base and Part
3.4 Finding Rate
Supplementary Application Exercises on Base, Rate, and Part
3.5 Increase and Decrease Problems
Case Study: Century 21
Chapter 3 Quick Review
Chapter Terms
Summary Exercise: Investment Gains and Losses
Chapter 3 Test
Cumulative Review: Chapters 1—3
4. Bank Services
4.1 Checking Accounts and Check Registers
Case Study: Jackson and Perkins
4.2 Checking Services and Credit-Card Transactions
4.3 Bank Statement Reconciliation
Chapter 4 Quick Review
Chapter Terms
Summary Exercise: The Banking Activities of a Retailer
Chapter 4 Test
5. Payroll
5.1 Gross Earnings: Wages and Salaries
5.2 Gross Earnings: Piecework and Commissions
5.3 Social Security, Medicare, and Other Taxes
5.4 Income Tax Withholding
Case Study: Social Security Administration
Chapter 5 Quick Review
Chapter Terms
Summary Exercise: Payroll: Finding Your Take-Home Pay
Chapter 5 Test
6. Mathematics of Buying
6.1 Invoices and Trade Discounts
6.2 Series Discounts and Single Discount Equivalents
6.3 Cash Discounts: Ordinary Dating Method
Case Study: George Foreman
6.4 Cash Discounts: Other Dating Methods
Chapter 6 Quick Review
Chapter Terms
Summary Exercise: The Retailer: Invoices,
Trade Discounts, and Cash Discounts
Chapter 6 Test
7. Mathematics of Selling
7.1 Markup on Cost
7.2 Markup on Selling Price
Supplementary Application Exercises on Markup
7.3 Markdown
7.4 Turnover and Valuation of Inventory
Chapter 7 Quick Review
Chapter Terms
Summary Exercise: Markdown: Reducing Prices to Move Merchandise
Case Study: REI
Chapter 7 Test
Cumulative Review: Chapters 4—7
8. Simple Interest
8.1 Basics of Simple Interest
8.2 Finding Principal, Rate, and Time
8.3 Simple Discount Notes
8.4 Discounting a Note Before Maturity
Case Study: General Motors
Supplementary Application Exercises on Simple Interest and Simple Discount
Chapter 8 Quick Review
Chapter Terms
Summary Exercise: Banking in a Global World:
How Do Large Banks Make Money?
Chapter 8 Test
9. Compound Interest
9.1 Compound Interest
9.2 Interest-Bearing Bank Accounts and Inflation
Case Study: Bank of America
9.3 Present Value and Future Value
Chapter 9 Quick Review
Chapter Terms
Summary Exercise: Valuing a Chain of McDonald’s Restaurants
Chapter 9 Test
Cumulative Review: Chapters 8 and 9
10. Annuities, Stocks, and Bonds
10.1 Annuities and Retirement Accounts
10.2 Present Value of an Ordinary Annuity
10.3 Sinking Funds (Finding Annuity Payments)
Supplementary Application Exercises on Annuities and Sinking Funds
10.4 Stocks
Case Study: American River College
10.5 Bonds
Chapter 10 Quick Review
Chapter Terms
Summary Exercise: Planning for Retirement
Chapter 10 Test
11. Business and Consumer Loans
11.1 Open-End Credit and Charge Cards
11.2 Installment Loans
11.3 Early Payoffs of Loans
11.4 Personal Property Loans
11.5 Real Estate Loans
Chapter 11 Quick Review
Chapter Terms
Summary Exercise: Consolidating Loans
Case Study: Citigroup
Chapter 11 Test
Cumulative Review: Chapters 10 and 11
12. Taxes and Insurance
12.1 Property Tax
12.2 Personal Income Tax
12.3 Fire Insurance
12.4 Motor Vehicle Insurance
12.5 Life Insurance
Case Study: Mattel
Chapter 12 Quick Review
Chapter Terms
Summary Exercise: Financial Planning for Taxes and Insurance
Chapter 12 Test
13. Depreciation
13.1 Depreciation: Straight-Line Method
13.2 Depreciation: Declining-Balance Method
13.3 Depreciation: Sum-of-the-Years’-Digits Method
Supplementary Application Exercises on Depreciation
13.4 Depreciation: Units-of-Production Method
Case Study: Ford Motor Company
13.5 Depreciation: Modified Accelerated Cost Recovery System
Chapter 13 Quick Review
Chapter Terms
Summary Exercise: Comparing Depreciation Methods: A Business Application
Chapter 13 Test
14. Financial Statements and Ratios
14.1 The Income Statement
14.2 Analyzing the Income Statement
14.3 The Balance Sheet
14.4 Analyzing the Balance Sheet
Chapter 14 Quick Review
Chapter Terms
Summary Exercise: Owning Your Own Business
Case Study: The Hershey Company
Chapter 14 Test
15. Business Statistics
15.1 Frequency Distributions and Graphs
15.2 Mean, Median, and Mode
Chapter 15 Quick Review
Chapter Terms
Summary Exercise: Watching the Growth of a Small Business
Case Study: Bobby Flay
Chapter 15 Test
CHAPTER 15
CHAPTER 14
Appendices
A. Equations and Formula Review
A.1 Equations
A.2 Business Applications of Equations
A.3 Business Formulas
A.4 Ratio and Proportion
B. The Metric System
C. Basic Calculators
D. Financial Calculators
Answers to Selected Exercises
Glossary
Index
Introduction for Students
Pretest in Business Mathematics
Index of Applications
1. Whole Numbers and Decimals
1.1 Whole Numbers
1.2 Application Problems
1.3 Basics of Decimals
1.4 Addition and Subtraction of Decimals
1.5 Multiplication and Division of Decimals
Case Study: Subway
Chapter 1 Quick Review
Chapter Terms
Summary Exercise: The Toll of Wedding Bells
Chapter 1 Test
2. Fractions
2.1 Basics of Fractions
Case Study: Home Depot
2.2 Addition and Subtraction of Fractions
2.3 Addition and Subtraction of Mixed Numbers
2.4 Multiplication and Division of Fractions
2.5 Converting Decimals to Fractions and Fractions to Decimals
Chapter 2 Quick Review
Chapter Terms
Summary Exercise: Using Fractions with Statistics
Chapter 2 Test
3. Percent
3.1 Writing Decimals and Fractions as Percents
3.2 Finding Part
3.3 Finding Base
Supplementary Application Exercises on Base and Part
3.4 Finding Rate
Supplementary Application Exercises on Base, Rate, and Part
3.5 Increase and Decrease Problems
Case Study: Century 21
Chapter 3 Quick Review
Chapter Terms
Summary Exercise: Investment Gains and Losses
Chapter 3 Test
Cumulative Review: Chapters 1—3
4. Bank Services
4.1 Checking Accounts and Check Registers
Case Study: Jackson and Perkins
4.2 Checking Services and Credit-Card Transactions
4.3 Bank Statement Reconciliation
Chapter 4 Quick Review
Chapter Terms
Summary Exercise: The Banking Activities of a Retailer
Chapter 4 Test
5. Payroll
5.1 Gross Earnings: Wages and Salaries
5.2 Gross Earnings: Piecework and Commissions
5.3 Social Security, Medicare, and Other Taxes
5.4 Income Tax Withholding
Case Study: Social Security Administration
Chapter 5 Quick Review
Chapter Terms
Summary Exercise: Payroll: Finding Your Take-Home Pay
Chapter 5 Test
6. Mathematics of Buying
6.1 Invoices and Trade Discounts
6.2 Series Discounts and Single Discount Equivalents
6.3 Cash Discounts: Ordinary Dating Method
Case Study: George Foreman
6.4 Cash Discounts: Other Dating Methods
Chapter 6 Quick Review
Chapter Terms
Summary Exercise: The Retailer: Invoices,
Trade Discounts, and Cash Discounts
Chapter 6 Test
7. Mathematics of Selling
7.1 Markup on Cost
7.2 Markup on Selling Price
Supplementary Application Exercises on Markup
7.3 Markdown
7.4 Turnover and Valuation of Inventory
Chapter 7 Quick Review
Chapter Terms
Summary Exercise: Markdown: Reducing Prices to Move Merchandise
Case Study: REI
Chapter 7 Test
Cumulative Review: Chapters 4—7
8. Simple Interest
8.1 Basics of Simple Interest
8.2 Finding Principal, Rate, and Time
8.3 Simple Discount Notes
8.4 Discounting a Note Before Maturity
Case Study: General Motors
Supplementary Application Exercises on Simple Interest and Simple Discount
Chapter 8 Quick Review
Chapter Terms
Summary Exercise: Banking in a Global World:
How Do Large Banks Make Money?
Chapter 8 Test
9. Compound Interest
9.1 Compound Interest
9.2 Interest-Bearing Bank Accounts and Inflation
Case Study: Bank of America
9.3 Present Value and Future Value
Chapter 9 Quick Review
Chapter Terms
Summary Exercise: Valuing a Chain of McDonald’s Restaurants
Chapter 9 Test
Cumulative Review: Chapters 8 and 9
10. Annuities, Stocks, and Bonds
10.1 Annuities and Retirement Accounts
10.2 Present Value of an Ordinary Annuity
10.3 Sinking Funds (Finding Annuity Payments)
Supplementary Application Exercises on Annuities and Sinking Funds
10.4 Stocks
Case Study: American River College
10.5 Bonds
Chapter 10 Quick Review
Chapter Terms
Summary Exercise: Planning for Retirement
Chapter 10 Test
11. Business and Consumer Loans
11.1 Open-End Credit and Charge Cards
11.2 Installment Loans
11.3 Early Payoffs of Loans
11.4 Personal Property Loans
11.5 Real Estate Loans
Chapter 11 Quick Review
Chapter Terms
Summary Exercise: Consolidating Loans
Case Study: Citigroup
Chapter 11 Test
Cumulative Review: Chapters 10 and 11
12. Taxes and Insurance
12.1 Property Tax
12.2 Personal Income Tax
12.3 Fire Insurance
12.4 Motor Vehicle Insurance
12.5 Life Insurance
Case Study: Mattel
Chapter 12 Quick Review
Chapter Terms
Summary Exercise: Financial Planning for Taxes and Insurance
Chapter 12 Test
13. Depreciation
13.1 Depreciation: Straight-Line Method
13.2 Depreciation: Declining-Balance Method
13.3 Depreciation: Sum-of-the-Years’-Digits Method
Supplementary Application Exercises on Depreciation
13.4 Depreciation: Units-of-Production Method
Case Study: Ford Motor Company
13.5 Depreciation: Modified Accelerated Cost Recovery System
Chapter 13 Quick Review
Chapter Terms
Summary Exercise: Comparing Depreciation Methods: A Business Application
Chapter 13 Test
14. Financial Statements and Ratios
14.1 The Income Statement
14.2 Analyzing the Income Statement
14.3 The Balance Sheet
14.4 Analyzing the Balance Sheet
Chapter 14 Quick Review
Chapter Terms
Summary Exercise: Owning Your Own Business
Case Study: The Hershey Company
Chapter 14 Test
15. Business Statistics
15.1 Frequency Distributions and Graphs
15.2 Mean, Median, and Mode
Chapter 15 Quick Review
Chapter Terms
Summary Exercise: Watching the Growth of a Small Business
Case Study: Bobby Flay
Chapter 15 Test
CHAPTER 15
CHAPTER 14
Appendices
A. Equations and Formula Review
A.1 Equations
A.2 Business Applications of Equations
A.3 Business Formulas
A.4 Ratio and Proportion
B. The Metric System
C. Basic Calculators
D. Financial Calculators
Answers to Selected Exercises
Glossary
Index
Caracteristici
- MathXL® and MyMathLab® for Business Math provide a powerful classroom management, homework, tutorial, and assessment tools. Students can take chapter quizzes or tests in MathXL and MyMathLab and receive personalized study plans based on their test results. The study plan diagnoses weaknesses and links students directly to tutorial exercises for the outcomes they need to study and retest. All student work can be tracked in MathXL’s online gradebook. Three packaging options--MyMathLab, MathXL, or MathXL Tutorials on CD--provide flexible platforms to fit your course goals. For more information, visit our websites at www.mymathlab.com and www.mathxl.com, or contact your sales representative.
- NEW! Quick Check Exercises follow each example in the text to reinforce understanding of specific concepts. Answers to these exercises are given at the bottom of the page.
- Quick Start exercises help students get started on the exercise sets. This on-the-spot reinforcement gives students both the confidence to continue working practice problems and the knowledge of which topics may require additional review.
- Quick Review at the end of each chapter begins with a list of key terms from the chapter and the pages on which they first appear. The Quick Review uses a two-column format for Concepts and Examples to help the student review all the main points presented in the chapter.
- Case in Point applications throughout each chapter are tied to the business introduced in the chapter opener. This approach demonstrates to the student how specific topics are used by the managers and executives operating the business.
- NEW! Case Studies are one-page features that highlight a business and provide questions that relate the company's business practices to the chapter concepts. Selected Case Studies have additional video content available on the Classroom Lectures and Case Studies on DVD-ROM.
- Many chapters openers introduce a new or popular business—such as Subway, The Home Depot, The Hershey Company, Bank of America, General Motors, Citigroup, Century 21, and Mattel—to capture student interest.
- Application problems have been updated throughout to be relevant to today’s students, and they reference well-known companies.
- Here and Now features emphasize recent business trends by showcasing a wide selection of current newspaper and magazine articles in each chapter. These current, eye-catching items are tied to examples within the chapter sections and are a constant reminder to students of the relevance of the chapter content to current business topics.
- Investigative Questions appear at the end of each chapter’s Summary Exercise. Investigative questions require higher-level thinking skills and encourage students to develop concepts beyond what they have already learned. These questions are ideal for collaborative assignments.
- Supplementary Exercises occur throughout the book to help students review and synthesize difficult concepts.
- Cumulative Reviews, found at the end of Chapters 3, 7, 9, and 11, help students review groups of related chapter topics and reinforce understanding.
- A business mathematics pretest is included in the introduction of the book. This pretest can help students and instructors identify individual and class strengths and weaknesses.
- Aglossary of key words, located at the back of the book, provides a quick reference for the main ideas of the course.
Caracteristici noi
New and Updated Features:
New Student Resources:
- Case Studies are one-page features that highlight a business and provide questions that relate the company's business practices to the chapter concepts. Selected Case Studies have additional video content available on the Classroom Lectures and Case Studies on DVD-ROM.
- Quick Check Exercises follow each example in the text to reinforce understanding of specific concepts. Answers to these exercises are given at the bottom of the page.
- Application problems have been updated throughout to be relevant to today’s students, and they reference well-known companies such as Subway, The Home Depot, Jackson and Perkins Company, REI, FTD, Ford Motor Company, Bank of America, General Motors, Citigroup, Century 21, The Hershey Company, and Mattel.
- The new design and trim size provides an easy-to-read, engaging text for students.
New Student Resources:
- The new Classroom Lectures and Case Studies on DVD offer a short lecture for each section of the text, along with Case Study company profile videos tied to select Case Studies from the text.