This report discusses the June 14, 2003, accident in which the U.S. small passenger vessel Taki-Tooo capsized while attempting to cross the bar at Tillamook Bay, Oregon. From its investigation of the accident, the Safety Board identified the following major safety issues: decision to cross the bar, Tillamook Bay operations, and survivability. On the basis of its findings, the Safety Board made recommendations to the U.S. Coast Guard, the National Marine Charter Association, and the owners and operators of charter fishing vessels operating out of Tillamook Bay, Oregon.