How do you feel about your debt? Do you feel guilty that you got yourself into your current situation? Do you lay awake worrying about how you're going to pay the next bill to land on your doormat, dreading the next heavy knock on the door? It's time to leave this guilt and fear behind. It's time to take action to manage your debts and get them under control so you can live your life again. Nick Sturgeon has been on both sides of debt: successful entrepreneur and property owner, he lost almost everything and was forced to rebuild his life while burdened by historical debt. To do this, he created a step by step approach for getting control of debt. He has since used this approach and method in his role as a money advice worker to help people achieve greater financial control and freedom from money worry. You can use these same steps to help yourself with Climbing Out of Debt.