OVER 68% OF ALL CONSUMERS HAVE CREDIT AND COLLECTION PROBLEMS. ARE YOU ONE OF THEM? The information in this book is so sensitive and packed full of information COLLECTION AGENCIES DON'T WANT YOU TO KNOW, that it may be banned soon. Here are just some of the amazing secrets, tips and techniques this book reveals: ? Learn how bill collectors are trained - Including actual training materials ? Find out what happens when you don't pay your bill. ? Learn how to make a collection agency delete your account from your credit report even if you haven't paid it. ? Learn how to prevent your family and loved ones from being sued. ? Learn the five steps to a better credit report. ? Learn what file segregation is and why it's illegal. ? Learn what companies have the best overall credit card offers. ? Learn how to avoid vehicle repossession. And a whole lot more. Listen, if you've ever had a problem with a collection agency or perhaps a derogatory item on your credit report - Then read this book before hiring a professional credit consultant. You have nothing to lose and everything to gain