This book takes us behind the scenes of the real estate and mortgage banking industry to find out what really happened during the real estate boom and the crash that came soon after. Written for both homeowners and real estate professionals, Ken shares his knowledge of what happened in the past so that we can learn how to not let it happen in the future. He discusses in depth what is really going on in the trenches today as opposed to what is typically being portrayed in the media. It includes a discussion of the mistakes made during the real estate boom in addition to detailing the options underwater homeowners have in today's marketplace. As the owner of The Millennium Consulting Group in Las Vegas, one of the country's leading short sale and mortgage negotiation specialists, the book gives readers tips on how to successfully close a short sale, in addition to the discussion of loan modification and other foreclosure alternatives underwater homeowners have. Authors Experience: - Secured over 3500 short sale approvals - Successfully converted on over 90% of his transactions - Understanding government loan modification programs - Understanding government short sale programs - Liquidation of toxic mortgage portfolios for investors