Did you know there are SECRETS to the credit scoring sytem that most people have no clue even exist? Did you know that it is easier than most people realize to build their credit with the right help? Did you know you can effectively and quickly repair your credit - even if you were the victim of identity theft or had to suffer through bankruptcy? Expert Wanda Strickfaden has compiled tips, advice and secrets to help you repair your credit fast and easy. This book is designed as a home buying program for anyone, including future investors, it includes a debt management guide for those drowning in despair. If your home buying is holding you back due to credit challenges, this book will help by discussing and teaching you the secrets to the credit scoring system, legally and ethically disputing items that your lender will appreciate. According to recent Statistics The average US household credit card outstanding debt is at $15,480.One in four consumers identified errors on their credit reports that might affect their credit scores. Get your credit scores up, now is the time to buy at interest rates that are more affordable for your vehicle, your house, your overall plan in life. You can save hundreds of thousands of dollars in the life time of your terms, why wait another second get started now