"DECEPTION" 2008-2010 US FINANCIAL MELTDOWN WRITTEN FROM FIRSTHAND KNOWLEDGE AND INTERACTION DIRECTLY WITH GOVERNMENT CHANGES, LITAGATION AND COVER UP. SECRETS There were many secrets during this financial failure. CID warrants to audit were enforced by CFPB a new government unto itself with no oversite. The rewrite of bankruptcy laws in favor of credit card companies is another cover up secret. Shadow Inventory is a huge secret. Elizabeth Warren lead this charge. SOCIAL ENGINEERING The Obama/Biden Administration saw opportunity for long term cultural change. Two generations have been brainwashed in fear. So much so our young people are relying more and more on bigger and more answers from government. The words Inclusion and Diversity have been implanted not only in our children but also professors around the United States. If racist then Obama is racist. COVER UPS Defunding our military and redistribution of wealth go hand in hand if engineering cultural change. Less home ownership than fifty (50) years before. Doing away with wholesale lending through mortgage brokers. Formed (CFPB) Consumer Financial Protection Bureau and (NMLS) to replace Real Estate Brokers across the country. GLOBAL APPEASEMENT While funding bailout loans to businesses most manufacturing moved to China. The Obama/Biden Administration funded $500,000,000.00 for the Paris Accords. No other country funded one dime. Gave Iran $500,000,000.00 in cash and released all frozen accounts. The bailouts need to be investigated. FUNDING EDUCATION 2010 Obama/Biden Administration nationalized student loans. The United States Government was making these loans. Now the Democrats want these loans forgiven. If Hilary Clinton had won. There was a plan. Obama touted education in almost every speech after the government take over.