Novice diver, Zephyr Meyers, is frightened not only about entering the ocean on a stormy night, but also about her role as an environmental spy. The Ocean Observers group has sent her to Maui, Hawaii, to gather evidence against ex-SEAL Rip MacKinsey, the gorgeous dive master who has been accused of riding endangered sea turtles while leading dive trips for tourists. But the anxiety she felt at the beginning of the dive, is nothing compared to the anxiety she feels at the end of it when she finds herself being treated for hypothermia by the approved first aid treatment which is skin to skin contact with another person. Growing warmer in more ways than one, she is shocked to discover that the person who is applying the treatment is none other than Rip MacKinsey, the man she has been sent to betray With her assignment and her outrage temporarily put aside, Zephyr must partner with Rip to prevent a shocking environmental crime. Danger and terror shadow their race against time to save a crucial habitat and kindle their growing love.