This will help you achieve economic independence and financial security by following 12 Principles of success. This book will guide you through simple, step-by-step plans and actions for financial self-discipline. It is designed to help you develop the wealth-building strategies that best meet your individual needs. You will be better equipped to creatively and quickly resolve any present financial problems and prevent future ones from arising. You have to Create Intentional Success. Create means doing something differently to get a better result. Intentional assures that it is all about predictability and within your control. Success must be measurable so you know when you arrive. You must practice delayed gratification and have confidence in the outcome. It is our hope that this book will put you on the road to financial security and freedom by providing perspectives and tools to accomplish this. As you travel along this road, stay focused on your goals. They will keep you going in the right direction and will help you make positive and responsible spending decisions. Caution: The ideas in this book may lead to considerable lifestyle changes. You will now answer the phone when it rings, no longer afraid that it may be a bill collector. So-called financial emergencies--such as buying new tires--will seem like inconveniences, not catastrophes. Financial opportunities may present themselves in places you have never seen before--and you will be in a position to take advantage of them. Work hard, stay focused, and share your dreams and goals with others.