Mr. Steve Sherman, is the CEO of Geniusystems International LLC, as well as Founder and Chairman of GeniusCo-op National Housing Cooperative. Steve brings banking, logistics, and unmatchable sustainable construction delivery systems to the Genius Group. Mr. Sherman has conducted business in 85 countries and spent 17 years in managing, administrating and establishing companies, offshore banks, captive insurance companies and trusts in more than 50 different countries, within the European Union, Far East, Caribbean, USA and Asia. Originally from Germany with a background in concrete construction, masonry and engineering, Mr. Sherman is the Inventor of various concrete construction patents and the modular Geniusystems. Using German construction management processes and engineering as well as very creative capital solutions, the firm developed a high performance modular system and an accelerated construction process including in-house financing programs without a credit check. Steve Sherman is the inventor of the "GeniusZero Interest Free Loan Program," which has been featured in over 750 newspaper and magazine articles, major search engines and appeared in the worldwide press in over 200 countries. Some of the more notable mentions on TV & Radio News, and Celebrity News Channels include: ABC News, CNN News, NBC News, CBS19, Fox News, CelebFox News, AngelVision Investors, International Business Times, Eyewitness News, Europe Sun, Japan Herald, Herald Globe, Global Technology Report, WCTV, The Global Tribune, CEOWorld Magazine, MoneyShow, Wall Street Select, Daily Herald, David Beckham Fragrances, Ask.com, SmartStocks, & many more... "Discover How To Benefit From 100% Tax Free Real Estate Investments For Only $0.80 Cents-a-Day " Green & Sustainable GeniusCo-op Community Developments Combined With: > A LEASE TO OWN GeniusCo-op Rental Program over 15 to 30 Years > PLUS 100% Tax Free & 100% Secured Real Estate Investments > PLUS Rental Income Guaranteed by the US-Government > PLUS No Foreclosure Risk under GeniusCo-op Structure > PLUS GeniusCo-op Offers Interest Rates 50% Below Banking Standards Genius isn't it? TheGenius Land Trust Program Offers GeniusCo-op Members: > 50% Profit Share on GeniusCommunity Rental Income > Secured by 25 Year Lease > 50% Profit Share on Sales of GeniusCo-op Real Estate > 100% Deposit Protection > 100% Secured by Title Deed and Land Trust Agreements > 100% TAX FREE RETURNS EVERY YEAR > Only $0.80 Cents-a-Day required to join > Rental Payments Guaranteed by the US Government > Interest Rates 50% Below Banking Standards TESTIMONIALS: "The economic, environmental and educational benefits of the GeniusCo-op housing system are by far the best I have seen in my 25 years in the development industry and its potential funding mechanism is extraordinary." Ralph Avallone President National Green Energy Council This book will change the financing world "The "out-of-the-box" thinking that this book touches on is a different level of wisdom not yet understood by the common man. This will absolutely change the way we approach real estate and finance in the near future " Craig Atkins The GeniusCo-op book was designed for anyone who: > Wants to profit from 100% Tax Free Real Estate Investments as low as $0.80 Cents-a-Day > Wants to benefit from Lease To Own with Interest Rates 50% Below Banking Standards > Wants to increase his retirement and pension plan. > Has poor credit or has been rejected by a mortgage broker. > Has previously foreclosed. > Has good credit, yet an income that makes it difficult to save for a substantial down payment. > Is a financially savvy individual looking for a way to avoid the substantial interest rates associated with traditional 30 year home loans. > Would like to contribute to rebuilding the American economy by redefining the real estate industry."