By "discussing dollars over a cup of coffee" Dr. Ridgway brings to light why many families are struggling to make ends meet. His over 40 years' experience in veterinary medicine caused him to recognize how people struggled just to pay pet bills, so he has created this simple yet powerful guide to help those struggling folks succeed financially. Using everyday language this book answers: How you can relieve financial stress What pitfalls and money myths keep hardworking people from obtaining wealth How to set up and work with a family budget How to calculate how many years it takes your money (investment) to double Why certificates of deposit (CDs) are actually certificates of depreciation How to invest in stocks and mutual funds without the aid of a financial adviser Why personal insurance is not an investment vehicle What financial resources are available to you Where to get social security retirement information How to calculating retirement income How to stop living pay check to pay check Why dollar cost averaging is a benefit to you So pull up a chair and pick up this book and let's start "Discussing Your Dollars over a Cup of Coffee.""