Dollars & Sense

..".written with clarity, humor, with sage advice, sometimes with a philosophical foray into the world beyond finances, and often with a fictional example that grabs the imagination."
--Henry Donaghy, Professor of English

..".turns black ink into black gold...insightful thinking and a wealth of information...Enjoy...and you'll say. "Wow I didn't know that " as I have many times."
--Martin F. Jue, President MFJ Enterprises

..".extremely informative...up-to-date information...useful for my financial planning...recommend to all who are concerned about financial planning and retirement matters."
--Richard D. Koshel, University Dean, Professor of Physics

"Think money is dull? Read Sacristen...informative: logical...helpful...Best of all...well written and eminently readable...entertaining...Read. Enjoy. And profit. You'll be glad you did."
--Norma Williamson, Author, "Monday People"

"Financial planning can be very intimidating, so we procrastinate...easy-to-read examples and descriptions...that simplify financial planning. I encourage everyone to read his book and begin financial planning, now."
--John E. Forde, Assistant Professor, Communications

""Everyone learns from experience. The wise learn from the experience of others.""
--Democritus