Investing is a game. We play with real money. The game is run by people who don't care about you. They want your money. And they know people will invest stupidly if they get enough chances. You need to Think for Yourself. You can win this game, but only if you make good decisions. This is not the same advice you read everywhere else. This is for when you figure out all that commonly accepted BS doesn't work as promised. You don't really think Wall Street has changed, do you? It's your money. You don't have to do what everyone else does. Why not step away from the herd and Think For Yourself? When you're done reading this book, you will be a better investor. We give you the ability to choose your own investments and safely maximize your returns. You can make money for yourself instead of letting everyone else profit from your efforts. Going along with the herd is stupid most of the time, and especially in the world of investing. Why not step away? You are the best source for your answers. No one cares about your money more than you. Question; Do you know your risk free rate of return? Do you use it in your investment decisions? Most people are just shoveling money into things like a 401K because someone told them to do it. Don't be one of them. Use critical thinking and allocate your money to do what is best for you. Note: This book assumes you've read our companion book Don't be Stupid about Money. Understanding money from our point of view helps you make smarter investments. "Street Smart" beats theory every time. We make investing easy. There is no reason for it to be difficult. And there's no reason for you to be another victim of the herd mentality. Why not spend a couple of hours with us and make better decisions forever? You already know that's a good investment. Read now and be wealthier for the rest of your life. HGJ