To many time we see Go Fund Me accounts up when someone dies or becomes to sick to take care of themselves financially. Many of those times it's from someone who we know could have financially prepared themselves. The problem is they don't truly understand how it works. This book is created to help one understand what type of life insurance policy is best for their family and also to help someone under how retirement investments work. To many times we trust agents and take their word for it. What if we already knew what we wanted and how it's suppose to work? Understanding the basics take away the opportunity for an agent to sell you something you don't need or want. Knowing what you want and how you want it to work eliminates the constant switching of companies searching for a better product. You want to stick with a company that provides you what you want just simply upgraded their products along the way.