Ways to Reduce Household Expenses on a Low Income. People are in need of fixing the way they spend their monthly income and want to become wiser with their spending habits. Learn tips that will help you become wiser in saving money for your household and decrease monthly expenses. Contents: Things People Waste Money On, How to Lower Monthly Bills, Sample Monthly Household Expense Worksheet, Household Budget Questionnaire, Useful Links to Help with Your Household Expenses