After what seemed like a bad dream, the country woke up to find themselves in the Financial Land of Oz. The housing market cratered, stocks fell, and once venerable financial institutions were on life support. The economy struggled. The Wizards provided massive fiscal and monetary intervention. The economy recovered, but not for everyone. The social fabric began to tear. The dominant theme of the next decade will be the intersection of politics and economics. Economies naturally experience cyclic behavior though our financial system exacerbates the effect. A healthy economy and societal accord go hand in hand. We need to understand how we got here and how we will emerge. The economy and our social fabric can recover, though our journey will require us to take a road we have traveled before but one we long ago forgot. Reliance on the Wizards will only make our country's journey more painful. Ultimately, we have to trust ourselves. Once we pull back the curtain, we will realize we can get back home without the Wizard's help. Author Jim Mosquera identifies some of the fundamental reasons for our financial crisis. Readers should consider the fallacy of the Wizard narrative where someone at the Fed or in government can magically resolve our financial ills. Mr. Mosquera reveals the economy's true challenges in the next decade and they are probably not what you think.