Are you saving enough to retire? The outlook for most isn't pretty, but what can be done to change course? Most people won't win the lottery or suddenly strike it rich, so what can you, the average person, do to make sure you have sufficient funds to live the American dream? Many argue that you shouldn't sweat the small things in life, but those small things add up to big things over time. Whether you are a young adult just starting out in this complex world or a more seasoned consumer, this book will give you practical tips on everything from major life events to the choices you make for lunch, and everything in between. Everything you do matters. Everything counts.