Tired of bouncing checks, skyrocketing credit, or depletion of your savints account? Gemma Brooks, a respected authority on finances, creates the breakthrough manual you need to regain control of your personal budget.


Gemma offers practical advice about managing your finances and provides a series of easy-to-follow worksheets that allow you to structure and maintain your family's budget.


TheFamily Budget For Beginnersis a sensible, realistic plan that brings your finances under control. It shows you where to start, how to stay on track, and addresses special budgeting problems.


There's no need to panic at the end close of every month, wondering where your money went. Proper budgeting will let you know exactly where the money goes-and keeps it from going where you don't want it to go