Finance for All?: Policies and Pitfalls in Expanding Access documents the extent of financial exclusion around the world, addresses the importance of access to financial services for growth, equity and poverty reduction, and discusses policy interventions and institutional reforms that can improve access for underserved groups. The report is a broad-ranging review of the work already completed or in progress, drawing on research utilizing data at the country, firm and household level. It sets out principles for effective government policy on broadening access, drawing on the available evidence and illustrating with examples.