This book is about:1.) Changing your mindset about money.2.) Avoiding costly mistakes through moderate risk investments.3.) Building your legacy.4.) Collaboration with businesses in your community to empower people through financial literacy. Hopefully, the beginning of your own business journey The third child of Pastor, Dr Frank M Young & Lady Carrie K. Young. Although, his parents are a living with the celestial host, watching over him, Dr. Young, feel like he has come into his second win because of their watchful eye. First public sermon was preached in 1978 at the Starlight Missionary Baptist Church, Satsuma, AL. Graduate, Satsuma High School, voted most likely to succeed. (1978). US Army, honorable discharge, communication specialist, Vicenza, Italy (1979-1982). Selma University, Selma, AL. BA Religious Studies (1986). Vanderbilt, Nashville, TN. M.Div, Thesis: "Models of Ministry in the Black Christian Tradition" (1990). United Theological Seminary, Dayton, OH., Doctoral Thesis: Changing the Economic Mindset of African American Youth." (2011). Oxford Roundtable, Oxford University Invited, (2010).Notiable speaking engagements: Sixth Avenue Baptist Church, Birmingham, AL, ROME, ITALY.Expecting the release of his third book early June of this year 2015, with Xulon Press, Maitland, FLKenneth M Young Publication is his for profit company, which he distribute his books and speaking tours, on financial literacy, health & wellness and consulting. Former, writer National Baptist Sunday School Publishing Board (2012). Former, Senior Pastor, Greater Beulah Baptist Church, Dothan, AL (1990-1994). Contributing, writer the Vanderbilt University magazine, Nashville, TN. He is divorced and has one daughter, Yolanda J. Young, who he spends much of his time with enjoying going to the movies, beach & running 5K.