Focus on Personal Finance is a brief, 14-chapter text covering the critical topics in Personal Finance courses. Focus is designed and written to appeal to a range of ages, life situations, and financial literacy levels. The active approach of Focus empowers students to successfully make and execute a plan for their financial future. The text encourages students to understand their current financial situation and goals by putting them in writing for ongoing guidance and refinement throughout their lifetimes. Each section is strategically designed around actionable items tailored to students. The depth of a student’s engagement with the assessments, exercises, and accompanying worksheets directly correlates with the extent to which they uncover insights into their existing financial habits and discern strategies for enhancing them, thereby fostering a pathway to greater financial freedom.