Do you know how to test your financial fitness?

If you're like most individuals, facing your financial fitness is a frightening thought. You're living from paycheck to paycheck, drowning in debt and fighting just to stay afloat. And it's no surprise. Formal education taught you how to get a job and make money. But whether you earned a Ph.D., a GED or even an SUV! you probably were never taught what to do with money once you got it. Right?

This book is presented to help you understand the fundamentals of handling money and assist you in building a firm foundation for financial fitness. We'll walk beside you and help you steer clear of many of the pitfalls that have severely wounded so many.

Throughout life's journey, each of us - whether poor, privileged or anywhere in between - will face financial storms. You can survive and even thrive through these tough times if you possess a firm financial foundation. When the winds howl and the waves beat against your financial ship, your anchor must grip a solid rock. Whether you are just beginning your financial journey or striving to fortify your financial foundation, this book is for you.

As an added bonus, we've include 95 Ways to Put Money In Your Pocket.

W. Timothy Bailey, FLMI is Founder and Chief Executive Officer of JeFirst Financial Services. He is a licensed financial professional with over 25 years of expertise in the financial industry. His professional experience includes expertise in Financial Services, Insurance, Investments and Mortgages. He has earned the prestigious FLMI designation from the Life Office Management Association and successfully completed the Crown Financial Ministries Stewardship Biblical Financial Study Course. Additionally, he is the Founder and Chairman of the Board of Directors of the Bailey Christian Education Fund.

Bailey is the architect of the Faithful Financial Stewardship (FFS) Seminar. This 8 session, practical, interactive seminar is designed to provide realistic tools and solutions to promote financial health. Many individuals are in financial distress and have been deceived and led to believe there is no way out. They'd like to be good stewards of their resources but no one has shown them how in language they could understand. FFS provides the solutions.

Not only does Mr. Bailey draw from his professional training, he speaks from his personal experience. From the challenges of working in corporate America to the uniqueness of serving full-time in a faith-based organization to the uncertainties that accompany entrepreneurship. He has learned from periods of gainful employment, unemployment, under-employment, single income and no income. "I've been through times with a lot of debt and I've been through times with almost no debt. Through it all, God has given grace to be content in whatever state I've been."