Learn how to get your own free credit report. Also, learn the secrets of the credit reporting agencies and how to do credit repair. In addition, you will learn: * How to obtain your own free credit report * How to the credit report agencies really operate * How to do credit repair and improve your credit * How to avoid all those credit repair scams * How to deal with a mountain of debt In addition, you finally get total access to the Fair Credit Report Act. That's the U.S. Government's "playbook" when it comes to credit repair, fixing bad debts, getting your credit score, and much more. As a special bonus, this "insider" book also helps you save cash, stay out of debt, and even clean up your credit report and score.