Updated April 2020. Black & White interior. Many people face hardship due to personal debt. This book demonstrates a method not advised by banks or financial advisers as it does not include products they sell themselves. Most similar books are written by financial experts who may have always been wealthy, this is written by someone who has been on the brink of bankruptcy and pulled away. Through personal experience of almost paying off a debt of seven times income in seven years and now own properties in the USA; this is a step by step guide to anyone wanting to duplicate the same. This book is mainly aimed at the UK market but the principal is the same globally.