Your grandchild could have a $2,000,000 Wealth Reserve providing tax-FREE income. Your monthly gift could provide your grandchild with real "social security: " their own tax-FREE money. You take advantage of the miracle of compounding. Your gift becomes a $2,000,000 Wealth Reserve. You could reduce your taxable estate by $500,000 for each grandchild. Your grandchild will NEVER have to pay taxes on the money either. Social Security will exhaust its funds in about 2037, according to 2010 projections. Start today Every year you delay costs your favorite kid $100,000 later.