In this one of a kind book, the author exposes the who, what, why and how of today's professional hackers as they attempt and often succeed in stealing the identities of millions of consumers and swindle Wall Street's largest financial services firms out of millions of dollars. For the first time, look inside the world of the new generation cyber criminal with detailed descriptions of modern phishing toolkits, Trojans, pump and dump schemes and advanced malware distribution systems. Follow the author on a trip through the cyber criminal underground and understand how they find and attack a broad array of chinks that exist in even the most sophisticated security networks of today's largest companies and quite likely exist in your own IT security armor. In the final chapters, look into the future of cyber criminal activity as well as the advanced countermeasures being developed to check them.