Cantitate/Preț
Produs
Total produse
Vezi coșul
Homeownership and America's Financial Underclass: Flawed Premises, Broken Promises, New Prescriptions de Mechele Dickerson

Homeownership and America's Financial Underclass: Flawed Premises, Broken Promises, New Prescriptions

Autor Mechele Dickerson
en Limba Engleză Hardback – 29 iun 2014
Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
Citește tot Restrânge

Preț: 57384 lei

Preț vechi: 64476 lei
-11% Nou

Puncte Express: 861
Preț estimativ în valută:
10983€ • 11447$ • 9143£

Carte tipărită la comandă

Livrare economică 06-20 ianuarie 25

 Adaugă în coș

Wish list
Gift list
Am citit!
Adaugă în listă
Preluare comenzi: 021 569.72.76

Specificații

ISBN-13: 9781107038684
ISBN-10: 1107038685
Pagini: 284
Ilustrații: 22 b/w illus.
Dimensiuni: 156 x 235 x 22 mm
Greutate: 0.59 kg
Ediția:New.
Editura: Cambridge University Press
Colecția Cambridge University Press
Locul publicării:New York, United States

Cuprins

1. Chasing the American dream; 2. The happy homeownership narrative; 3. US support for homeowners; 4. The homeownership crisis; 5. Homeowner harm and the blame game; 6. Flawed premises; 7. The burden of home buying while black or Latino; 8. The benefits of home buying while black or Latino; 9. Homeownership: demographic disparities; 10. Outlook and prescription for the future.

Recenzii

'The myth that everyone should be a homeowner is just that - a myth, argues Professor Mechele Dickerson in this penetrating book, and a dangerous one at that. She reveals how financial institutions and real estate professionals, backed by the US government, promoted increasingly risky credit in service to the homeownership myth - with particularly disastrous consequences for minority groups, the elderly, and low- and moderate-income neighborhoods. Professor Dickerson demonstrates that, contrary to their supposed goals, the numerous incentives for homeownership often distort financial planning and destabilize residential areas, and she argues that many of our fellow citizens would be better served by programs that invest in education and earning opportunities, so as to provide a firm platform for stable communities that include renters along with homeowners.' Carol M. Rose, University of Arizona College of Law, coauthor of Saving the Neighborhood: Racially Restrictive Covenants, Law, and Social Norms
'A bold, clear-eyed, and refreshingly blunt appraisal of the problems with the homeownership proposition for struggling middle-class and poorer workers. Mechele Dickerson's book is a must-read for anyone in housing policy.' Patricia A. McCoy, Liberty Mutual Professor of Law, Boston College Law School

Notă biografică

Descriere

Argues US leaders should re-evaluate housing policies and develop new ones that ensure Americans have access to affordable housing, whether rented or owned.