When reflecting on family budgeting and inquiring why not more families are using it, it becomes self-evident that similar skepticism runs rampant and deep in reality and society, even globally so. Once you start probing family budgets, expending time and energy researching the subject in-depth, it becomes quite clear, that most families are caught in a vicious, almost never-ending cycle of "what comes in must go out." Most families might feel that budgeting is a futile effort, unnecessarily burdening them with thoughts and ways to go broke methodically and slowly, without the creature comforts and indulgences of our human modern-day society. Others might voice that they feel as if they are merely throwing money away, in a never-ending and dizzying spiral of spend, spend, spend. People are getting deeper and deeper into debt, no matter how hard they try to get out of it.