By following the steps outlined in this book, you will ensure you qualify for the best rates and terms available. Armed with your credit information and a basic understanding of loan programs, you can confidently shop for a lender or loan officer for the absolute best deal. By the end of the book, you will: Discover how to obtain a free credit from each bureau, Learn how to dispute inaccurate information yourself without paying for lackluster assistance, Know the importance of shopping for the best loan- even if you have a friend in the industry, Understand the type of loan that's best for your situation, Avoid costly rookie home buyer mistakes. After reading, you will have a greater knowledge of the home buying process, and you may save yourself thousands of dollars by being prepared and knowing what to ask and where to look