Does your homeowners insurance cover earthquakes or floods? Why is personal liability such an important issue? What are the common problems that come up when you try to make a claim? Buying a place to live is one of the most important financial decisions you will ever make. Unlike other investments, this one can be protected with insurance. This book explains the mechanics and pricing structures of the standard types of coverage. It offers tools for calculating needs and comparing various policies. A Money book club selection.