If you are a person who is unhappy with the state of your finances, and wishes to change things, this book may be for you. The author was deeply in debt only a few short years ago. Through trial and struggle, he overcame these troubles. Now he has filled the pages of this book with his personal experiences and lessons learned in identifying and overcoming financial trouble. Inside you will find ideas on: Exploring The State Of Your Finances Setting Realistic Goals For Improvement Detailed Budgeting Extreme Cost Cutting Increasing Your Income Tackling Your Debt Banking Saving Your Money Investing For The Future Protecting Your Finances With Insurance Managing Your Taxes This is a book written by someone who has lived through these problems. This book is written by someone who knows what it feels like to worry about creditors, pay bills late, deal with repossession, and be denied credit. He overcame these obstacles and so can you "