Every day there are millions of dollars in non performing mortgage debt that is traded between banks, hedge funds, online exchanges and note buyers. It is a fascinating and elusive market in which debt is sold for pennies on the dollar. Why do banks sell these loans for such a discount to face value? What is in it for the and how do individuals who buy these loans protect themselves from buying the bank's garbage? When Dean Anastos and Ricky Brava started in the business in the last decade, a how to guide on buying mortgage bank notes didn't exist. There were plenty of books and courses written about seller financed notes but nothing that catered specifically to the retail note buyer targeting bank originated notes. The way they learned the business was through the old fashioned trial and error method. With a combined 16 years of direct mortgage bank note experience and another 10 years of real estate experience, Dean and Ricky release their privileged information and experience to the public through this book.