Present study examines the level and differential in utilization of maternal health care (MCH) services by various socio-economic and demographic factors with respect to "Janani Suraksha Yojana" scheme. There is a general consciences that the use of MHC services reduces maternal and child mortality and improve the reproductive health of women. The considerable variation in maternal and child health in the developing world is believed to partly in the availability of and access to health services. This study describes the determinants of MHC services utilization and also characteristic of women who received antenatal care, delivery care and post natal care by various socio-economic characteristic. Result indicates that determinants of MHC services are not same across states and for different MHC indicators. Place of residence, women and her spouse's education, economic status has significantly affecting utilization of full ANC delivery care & post delivery care. Scheme has a strong and positive impact on coverage of antenatal care, natal care and postnatal care in different socio-economic demographic characteristics of women.