This book is a philosophical critique of debt and money-making in general terms, and an analysis of their changing role in contemporary American culture. It shows debt and money to be defined by social relations, rather than facts of nature, or precious commodities. It clarifies and reinterprets religious (Biblical) and ethical principles about debt and wealth. It discusses where control of the economy presently lies, and where it should lie. It summarizes the major concepts of Modern Money Theory (MMT), and how they can apply to our sovereign money system, and fiscal policies. And finally it examines some conflicting views about the proper roles of government - especially central government - and why national concerns over debt need not prevent improvements to our quality of life.