Insurance Regulation Answer Book 2016 provides a general overview of the significant legal and regulatory guidelines that govern the insurance business in the United States. While it is deliberately high-level, providing an introduction to a complex and constantly changing area of the law, Insurance Regulation Answer Book 2016 offers readers practical guidance designed to assist them to effectively uncover the legal implications of proposed actions so they can help maximize opportunities, minimize liabilities and reduce compliance costs. Insurance Regulation Answer Book 2016 covers such areas as: the complete definitions of and distinctions between the different kinds of insurance the federal regulatory requirements, including recent amendments, on insurance company policies, investments and financial condition, and the role of reinsurance in spreading financial risk. Completely up-to-date, this title covers the changes made by the Dodd-Frank Act and other recent statutory and regulatory changes."